A 1031 exchange is one of the most powerful wealth-building strategies in real estate — allowing investors to defer capital gains taxes indefinitely by reinvesting sale proceeds into a like-kind property. But the strict IRS timelines make financing speed critical. Willowbrook Capital specializes in 1031 exchange financing across Connecticut and nationally, with the lender relationships and process discipline to meet your deadlines.
1031 Exchange Timeline: What You Are Working With
| Milestone | Deadline |
|---|---|
| Identify replacement property | 45 days from sale closing |
| Close on replacement property | 180 days from sale closing |
That 180-day window sounds generous — until you factor in lender timelines, appraisals, title work, and underwriting. Working with a broker who understands 1031 urgency is non-negotiable.
How Willowbrook Capital Supports Your 1031 Exchange
- Pre-approval before you identify — Know your buying power before the 45-day clock starts
- Fast lender matching — We know which lenders can close in 30-45 days and which cannot
- Multiple property types — We finance exchanges into multifamily, office, retail, industrial, mixed-use, and more
- Bridge-to-perm options — If the replacement property needs work, we bridge you in and plan the permanent financing simultaneously
Property Types for 1031 Exchange Financing in Connecticut
- Multifamily apartment buildings
- Commercial office and medical buildings
- Retail centers and net lease properties
- Industrial and warehouse facilities
- Self-storage facilities
- Mixed-use commercial properties
DST (Delaware Statutory Trust) as an Alternative
If you cannot identify a suitable replacement property in time, a Delaware Statutory Trust (DST) may allow you to complete your exchange without the operational burden of direct ownership. Ask us about DST options as part of your exchange planning.
Start Your 1031 Exchange Financing Today
Do not wait until you have a property under contract. Call 860.944.4324 or email info@willowbrookcap.com so we can get you pre-approved before the clock starts. Read our full Connecticut Commercial Mortgage Guide