Connecticut’s multifamily market is one of the most active commercial real estate sectors in New England. Whether you’re acquiring a stabilized apartment building in Hartford, refinancing a 20-unit complex in New Haven, or pursuing a value-add play in Bridgeport, Willowbrook Capital provides multifamily loans tailored to your investment strategy and timeline.
Multifamily Loan Programs in Connecticut
We arrange financing for multifamily properties of all sizes – from 5-unit buildings to large apartment communities – through a broad network of agency lenders, banks, credit unions, debt funds, and private lenders.
| Program | Loan Size | Max LTV | Terms |
|---|---|---|---|
| Agency (Fannie/Freddie) | $1M+ | Up to 80% | 5, 7, 10, 30-yr fixed |
| Bank / Portfolio | $500K+ | Up to 75% | 5-10 yr fixed, 20-25 yr am |
| DSCR Loan | $150K+ | Up to 80% | 30-yr fixed available |
| Bridge Loan | $500K+ | Up to 75% | 12-36 months |
| HUD 223(f) | $2M+ | Up to 83.3% | 35-yr fully amortizing |
What Properties Qualify?
- 5+ unit apartment buildings
- Garden-style, mid-rise, and high-rise apartments
- Mixed-use buildings with majority residential use
- Student housing and workforce housing communities
- Value-add and stabilized assets
Why Connecticut Multifamily Is a Strong Lending Market
Connecticut’s multifamily fundamentals remain strong. Low vacancy rates in Hartford, New Haven, Stamford, and Bridgeport, combined with limited new supply and strong rental demand, make Connecticut apartment buildings attractive to both lenders and investors. Financing is available – but underwriting is competitive, and loan structure matters.
Our Process
Day 1: Free consultation and deal assessment.
24 Hours: Written pre-approval issued.
30-45 Days: Typical closing timeline for stabilized assets.
Get a Free Multifamily Loan Quote
Call 860.944.4324 or email info@willowbrookcap.com to discuss your Connecticut multifamily financing needs. Read our full Connecticut Commercial Mortgage Guide