In Connecticut’s competitive commercial real estate market, speed wins deals. When a seller wants to close in 30 days, when a property doesn’t yet qualify for permanent financing, or when you need to move before your competition does – a commercial bridge loan from Willowbrook Capital gives you the leverage to act decisively.
What Is a Commercial Bridge Loan?
A commercial bridge loan is short-term financing – typically 12 to 36 months – used to “bridge” the gap between a property’s current condition and its future stabilized state or permanent financing. Bridge loans are asset-based, close fast, and are structured for flexibility.
Connecticut Commercial Bridge Loan Terms
| Feature | Details |
|---|---|
| Loan Size | $500,000 – $50M+ |
| LTV | Up to 75% of as-is value; up to 85% of cost (rehab) |
| Term | 12 – 36 months |
| Rate | Starting at 7.50% (market dependent) |
| Closing Time | As fast as 2-3 weeks |
| Recourse | Non-recourse options available |
When Does a Bridge Loan Make Sense?
- Value-add acquisitions – Property needs renovation before qualifying for permanent financing
- Lease-up assets – Occupancy too low for agency or bank underwriting
- Time-sensitive closings – Seller requires speed your conventional lender can’t match
- 1031 exchange – You need to close quickly on a replacement property
- Distressed or repositioning assets – Properties transitioning to a new use
- Pre-development – Acquiring land or an existing structure ahead of a construction loan
Property Types We Bridge Finance in Connecticut
Multifamily, mixed-use, office, retail, industrial, self-storage, hospitality, and specialty properties throughout Hartford, New Haven, Stamford, Bridgeport, and surrounding markets.
From Bridge to Permanent – A Full-Cycle Strategy
Our team doesn’t just get you into the bridge loan – we plan your exit from day one. Whether you’re transitioning to agency financing, a bank term loan, or a DSCR product, we structure your bridge with the end game in mind so your refinance is seamless.
Get a Bridge Loan Quote Today
Call 860.944.4324 or email info@willowbrookcap.com. We can typically issue terms within 24-48 hours. Read our full Connecticut Commercial Mortgage Guide