SBA Loans

Guides & Resources, Owner-Occupied Commercial, SBA Loans

SBA 504 vs. SBA 7(a): Which Loan Is Right for You?

SBA 504 vs. SBA 7(a) — both can finance owner-occupied commercial real estate, but they work very differently. Here’s how to choose. Get a quote.

Guides & Resources, Owner-Occupied Commercial, SBA Loans

SBA 504 Loan for Owner-Occupied Commercial Real Estate: The 2026 Guide

The SBA 504 loan lets business owners buy their building with just 10% down and a fixed rate locked for 25 years. Learn how it works, who qualifies, and current 2026 rates.