Posts by Patrick McCandless

Guides & Resources, Mixed-Use, Retail, Hospitality, Industrial, Multifamily

1 day ago

Cap Rate in Commercial Real Estate: What It Is and How Lenders Use It

A cap rate measures an income property’s return on investment. Here’s how the formula works and how lenders use it in commercial real estate. Learn more.

Guides & Resources, Owner-Occupied Commercial, SBA Loans

2 days ago

SBA Loans for Medical Offices: Buying Your Practice Space in 2026

An SBA loan for a medical office lets your practice buy real estate with as little as 10% down. Compare SBA 504 vs. 7(a) for healthcare. Get a quote.

DSCR Loans, Guides & Resources, Investment Property Financing

3 days ago

Tennessee Investment Property Loans: A 2026 Guide for Sunbelt Investors

Tennessee investment property loans: DSCR, bridge, portfolio, and multifamily options. Rates, requirements, and top markets for investors in 2026. Get a quote.

DSCR Loans, Guides & Resources, Investment Property Financing

4 days ago

Single-Family Rental Portfolio Loans: Financing 5–30 Properties With One Lender

A single-family rental portfolio loan lets you finance multiple investment properties under one loan — no more juggling individual mortgages. Learn requirements, rates, and how to qualify in 2026.

Guides & Resources, Mixed-Use, Retail, Hospitality, Industrial

5 days ago

Georgia Commercial Real Estate Loans: Programs, Rates, and How to Qualify in 2026

Georgia commercial real estate loan programs compared: rates, LTV limits, DSCR requirements, and how to qualify in Atlanta, Savannah, and Georgia’s top markets. Get a quote.

DSCR Loans, Guides & Resources, Investment Property Financing

6 days ago

New Construction DSCR Loans: How to Qualify in 2026

Finance a new construction rental with a DSCR loan before it seasons. Lenders use projected market rent — no lease history needed. See if you qualify.

Development & Construction, Guides & Resources

1 week ago

Ground-Up Construction Loans Without Developer Experience

No ground-up construction experience? Your GC’s track record may qualify you for financing. Learn how lenders evaluate first-time developers. Get a quote.

Development & Construction, Guides & Resources

1 week ago

Build-to-Rent Financing: How Developers Fund Single-Family Rental Communities

Build-to-rent financing spans the full development lifecycle from construction to permanent DSCR debt. Here’s how developers fund BTR communities. Get a quote.

News

1 week ago

Tennessee DSCR Loan: Financing Nashville and Memphis Investment Properties

By Patrick McCandless · Published August 31, 2026 · Reviewed August 31, 2026 Tennessee has become one of the more interesting DSCR loan markets…

News

1 week ago

Debt Service Coverage Ratio Explained: How Lenders Calculate DSCR on Commercial Loans

By Patrick McCandless · Published August 31, 2026 · Reviewed August 31, 2026 Debt service coverage ratio — DSCR — is the first number…

Development & Construction, Guides & Resources

2 weeks ago

South Carolina Construction Loans: Ground-Up Financing in Charleston and Myrtle Beach

South Carolina construction loans fund spec homes, townhomes, and subdivisions statewide. Learn LTC limits, draw schedules, and requirements. Get a quote in 24 hours.

Guides & Resources, Mixed-Use, Retail, Hospitality, Industrial

2 weeks ago

CMBS Loans in 2026: Requirements, Structure, and When They Make Sense

CMBS loan requirements include a 1.25x minimum DSCR, 75% LTV, and stabilized income-producing property. Learn how CMBS loans work and when they make sense. Get a quote.

Bridge & Mini-Perm, Guides & Resources

2 weeks ago

Foreign National Bridge Loan: Financing for Non-US Investors

A foreign national bridge loan lets non-US investors buy US real estate fast — no SSN or US credit required. Learn what terms to expect. Get a quote.

Guides & Resources, Market Updates

2 weeks ago

Commercial Real Estate Loan Rates: August 2026 Snapshot

Commercial real estate rates in August 2026: agency multifamily from 5.68%, CMBS from 6.66%, DSCR from 6.12%, bridge from 9%. See current benchmarks.

Guides & Resources, Mixed-Use, Retail, Hospitality, Industrial

2 weeks ago

Georgia Commercial Mortgage: Investment Property Financing in Atlanta and Beyond

Georgia commercial mortgage rates range from 5.50% to 9.50% in 2026. Compare loan types for Atlanta and Savannah investment properties. Get a quote.

Development & Construction, Guides & Resources

2 weeks ago

How Construction Draw Schedules Work: A Developer’s Guide to Lender Draws

A construction draw schedule controls when your lender releases funds. Learn how draws work, what triggers each one, and how to avoid delays. Get a quote.

News

3 weeks ago

SBA Loan for Medical Office Building: A Healthcare Operator’s Guide

By Patrick McCandless · Published August 22, 2026 · Reviewed August 22, 2026 Most healthcare operators spend their entire career writing rent checks for…

Guides & Resources, Mixed-Use, Retail, Hospitality, Industrial, Multifamily

3 weeks ago

Arizona Commercial Real Estate Loans: 2026 Financing Guide

Arizona commercial real estate loans for investment properties in Phoenix and Scottsdale. Compare loan types, rates, and requirements. Get a quote.

DSCR Loans, Guides & Resources, Investment Property Financing

3 weeks ago

DSCR Loans for Condos: Financing Condo Investment Properties in 2026

DSCR loans finance condo investments based on property cash flow, not personal income. Learn how warrantability and HOA dues affect your deal. Get a quote.

Development & Construction, Guides & Resources, Investment Property Financing

3 weeks ago

Ground-Up Construction vs. Fix and Flip Loans (2026 Guide)

Comparing ground-up construction and fix and flip loans? Here’s how the two strategies differ on rates, terms, and requirements. Learn which fits your project.

Posts by Patrick McCandless

Cap Rate in Commercial Real Estate: What It Is and How Lenders Use It

SBA Loans for Medical Offices: Buying Your Practice Space in 2026

Tennessee Investment Property Loans: A 2026 Guide for Sunbelt Investors

Single-Family Rental Portfolio Loans: Financing 5–30 Properties With One Lender

Georgia Commercial Real Estate Loans: Programs, Rates, and How to Qualify in 2026

New Construction DSCR Loans: How to Qualify in 2026

Ground-Up Construction Loans Without Developer Experience

Build-to-Rent Financing: How Developers Fund Single-Family Rental Communities

Tennessee DSCR Loan: Financing Nashville and Memphis Investment Properties

Debt Service Coverage Ratio Explained: How Lenders Calculate DSCR on Commercial Loans

South Carolina Construction Loans: Ground-Up Financing in Charleston and Myrtle Beach

CMBS Loans in 2026: Requirements, Structure, and When They Make Sense

Foreign National Bridge Loan: Financing for Non-US Investors

Commercial Real Estate Loan Rates: August 2026 Snapshot

Georgia Commercial Mortgage: Investment Property Financing in Atlanta and Beyond

How Construction Draw Schedules Work: A Developer’s Guide to Lender Draws

SBA Loan for Medical Office Building: A Healthcare Operator’s Guide

Arizona Commercial Real Estate Loans: 2026 Financing Guide

DSCR Loans for Condos: Financing Condo Investment Properties in 2026

Ground-Up Construction vs. Fix and Flip Loans (2026 Guide)

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