Posts by Patrick McCandless

Guides & Resources, Multifamily

Sunbelt Multifamily Investment 2026: A Market-by-Market Guide

Sunbelt multifamily investment looks very different by market in 2026. Here’s what TX, FL, and the Carolinas mean for financing terms. Get a quote.

DSCR Loans, Investment Property Financing

The BRRRR Method and the Loans That Make It Work in 2026

The BRRRR method lets investors recycle capital across multiple rental properties. Here’s how the acquisition and refinance financing works in 2026. Learn more.

DSCR Loans, Multifamily

Multifamily DSCR Loans: Finance 5–20 Units Without W-2s

Multifamily DSCR loans qualify you on property income, not W-2s. How 5–20 unit deals work, what rates to expect, and how to qualify in 2026. Get a quote.

DSCR Loans, Investment Property Financing

The BRRRR Method and the Loans That Make It Work in 2026

The BRRRR method lets investors recycle capital across multiple rental properties. Learn more.

Guides & Resources, Mixed-Use, Retail, Hospitality, Industrial

Mixed-Use Property Loans: How to Finance Buildings with Retail and Residential

Mixed-use property loans for investors: income split thresholds, agency programs, DSCR requirements, and bridge financing for value-add deals. Get a quote.

Bridge & Mini-Perm, Guides & Resources, Mixed-Use, Retail, Hospitality, Industrial

Commercial Real Estate Bridge Loans: How They Work and When to Use One

A commercial bridge loan fills the gap between acquisition and long-term financing. Learn how they work, what rates to expect, and when to use one.

Guides & Resources, Owner-Occupied Commercial, SBA Loans

SBA 504 vs. SBA 7(a): Which Loan Is Right for You?

SBA 504 vs. SBA 7(a) — both can finance owner-occupied commercial real estate, but they work very differently. Here’s how to choose. Get a quote.

Guides & Resources, Investment Property Financing

Hard Money Loan Requirements: What Lenders Actually Look At

Hard money loan requirements focus on collateral and exit strategy, not your W-2. Here’s what lenders actually evaluate before committing. Get a quote.

Bridge & Mini-Perm, Guides & Resources, Multifamily

Multifamily Bridge Loans: How to Finance a Value-Add 5–20 Unit Deal

Multifamily bridge loans fund value-add acquisitions on 5–20 unit buildings. Learn how they work, what lenders require, and how to exit. Get a quote.

DSCR Loans, Guides & Resources, Investment Property Financing, Refinancing

Cash-Out Refinance on an Investment Property: How It Works in 2026

A cash-out refinance on an investment property lets you pull equity without selling. Learn LTV limits, requirements, and when DSCR makes more sense. Get a quote.

DSCR Loans, Guides & Resources, Investment Property Financing

DSCR Loan vs. Conventional Investment Property Loan: Which Is Right for You?

DSCR loans vs. conventional investment property loans: which is actually cheaper for your portfolio? An honest breakdown for 2026. Get a quote in 24 hours.

Guides & Resources, Owner-Occupied Commercial, SBA Loans

SBA 504 Loan for Owner-Occupied Commercial Real Estate: The 2026 Guide

The SBA 504 loan lets business owners buy their building with just 10% down and a fixed rate locked for 25 years. Learn how it works, who qualifies, and current 2026 rates.

Development & Construction, Guides & Resources

Ground-Up Construction Loans: Requirements, Costs, and How to Qualify

Ground-up construction loans fund new builds from land to certificate of occupancy — with draw schedules, rate ranges, and exact qualification requirements. See if you qualify.

Bridge & Mini-Perm, Guides & Resources, Investment Property Financing

How Bridge Loans Work for Real Estate Investors (2026 Guide)

Bridge loans give real estate investors fast, flexible capital for acquisitions, value-add deals, and post-construction gaps. Here’s how they work in 2026. Get a quote.

Guides & Resources, Investment Property Financing

Fix and Flip Loan Requirements: What Investors Need to Qualify in 2026

Fix and flip loan requirements in 2026: credit score, down payment, ARV, and reserves explained. Learn what lenders actually look at before approving your deal. Get a quote.

DSCR Loans, Guides & Resources, Investment Property Financing

DSCR Loan Requirements: What You Need to Qualify in 2026

DSCR loans qualify you on rental income, not tax returns. Here’s what lenders actually check before they say yes — and what can get your deal killed.

News

Connecticut Commercial Mortgage Guide

Whether you’re acquiring an apartment complex in Hartford, refinancing a mixed-use building in New Haven, or funding a ground-up development in Stamford, securing the…