Posts by Patrick McCandless

Development & Construction, Guides & Resources

Ground-Up Construction Loans for Developers: Pro Formas, Draws, and How Lenders Underwrite

Ground-up construction loans finance new builds from lot to CO. See how lenders underwrite pro formas, structure draws, and price risk in 2026. Get a quote.

ground up construction loan for developers — commercial building under construction
Guides & Resources, Mixed-Use, Retail, Hospitality, Industrial

Self-Storage Facility Financing: Loans, Requirements, and Lender Programs in 2026

Self storage loans come in multiple forms: SBA, CMBS, conventional, and bridge. Learn lender requirements and how to get funded in 2026. Get a quote.

DSCR Loans, Guides & Resources, Investment Property Financing

DSCR Loans for Short-Term Rentals: The 2026 Airbnb Guide

DSCR loans for short-term rentals qualify on Airbnb income, not your W-2. Learn requirements, income calc methods, and STR lender gotchas. Get a quote.

Guides & Resources, Investment Property Financing

Fix and Flip Loans for Out-of-State Investors: How to Get Funded Remotely

Fix and flip loans are available for out-of-state properties. Learn how lenders underwrite remote deals, what documentation you need, and which Sunbelt markets pencil out. Get a quote.

DSCR Loans, Guides & Resources, Refinancing

Investment Property Cash-Out Refinance: Rates, LTV Limits, and How to Qualify

Investment property cash-out refinance lets you pull equity without selling. Compare conventional vs. DSCR routes, LTV limits, June 2026 rates, and how to qualify.

Guides & Resources, Mixed-Use, Retail, Hospitality, Industrial

Retail Property Loans: How to Finance a Strip Center in 2026

Retail property loans for strip centers: what lenders scrutinize, current loan programs, and how to qualify in 2026. Get a quote within one business day.

DSCR Loans, Guides & Resources, Investment Property Financing

Foreign National DSCR Loans: How Non-US Citizens Finance US Investment Properties

Foreign nationals can finance US rental properties with a DSCR loan — no tax returns, no SSN required. Learn down payment requirements, documentation, and how qualifying works.

Guides & Resources, Multifamily

Sunbelt Multifamily Investment 2026: A Market-by-Market Guide

Sunbelt multifamily investment looks very different by market in 2026. Here’s what TX, FL, and the Carolinas mean for financing terms. Get a quote.

DSCR Loans, Investment Property Financing

The BRRRR Method and the Loans That Make It Work in 2026

The BRRRR method lets investors recycle capital across multiple rental properties. Here’s how the acquisition and refinance financing works in 2026. Learn more.

DSCR Loans, Multifamily

Multifamily DSCR Loans: Finance 5–20 Units Without W-2s

Multifamily DSCR loans qualify you on property income, not W-2s. How 5–20 unit deals work, what rates to expect, and how to qualify in 2026. Get a quote.

Guides & Resources, Mixed-Use, Retail, Hospitality, Industrial

Mixed-Use Property Loans: How to Finance Buildings with Retail and Residential

Mixed-use property loans for investors: income split thresholds, agency programs, DSCR requirements, and bridge financing for value-add deals. Get a quote.

Bridge & Mini-Perm, Guides & Resources, Mixed-Use, Retail, Hospitality, Industrial

Commercial Real Estate Bridge Loans: How They Work and When to Use One

A commercial bridge loan fills the gap between acquisition and long-term financing. Learn how they work, what rates to expect, and when to use one.

Guides & Resources, Owner-Occupied Commercial, SBA Loans

SBA 504 vs. SBA 7(a): Which Loan Is Right for You?

SBA 504 vs. SBA 7(a) — both can finance owner-occupied commercial real estate, but they work very differently. Here’s how to choose. Get a quote.

Guides & Resources, Investment Property Financing

Hard Money Loan Requirements: What Lenders Actually Look At

Hard money loan requirements focus on collateral and exit strategy, not your W-2. Here’s what lenders actually evaluate before committing. Get a quote.

Bridge & Mini-Perm, Guides & Resources, Multifamily

Multifamily Bridge Loans: How to Finance a Value-Add 5–20 Unit Deal

Multifamily bridge loans fund value-add acquisitions on 5–20 unit buildings. Learn how they work, what lenders require, and how to exit. Get a quote.

DSCR Loans, Guides & Resources, Investment Property Financing, Refinancing

Cash-Out Refinance on an Investment Property: How It Works in 2026

A cash-out refinance on an investment property lets you pull equity without selling. Learn LTV limits, requirements, and when DSCR makes more sense. Get a quote.

DSCR Loans, Guides & Resources, Investment Property Financing

DSCR Loan vs. Conventional Investment Property Loan: Which Is Right for You?

DSCR loans vs. conventional investment property loans: which is actually cheaper for your portfolio? An honest breakdown for 2026. Get a quote in 24 hours.

Guides & Resources, Owner-Occupied Commercial, SBA Loans

SBA 504 Loan for Owner-Occupied Commercial Real Estate: The 2026 Guide

The SBA 504 loan lets business owners buy their building with just 10% down and a fixed rate locked for 25 years. Learn how it works, who qualifies, and current 2026 rates.

Development & Construction, Guides & Resources

Ground-Up Construction Loans: Requirements, Costs, and How to Qualify

Ground-up construction loans fund new builds from land to certificate of occupancy — with draw schedules, rate ranges, and exact qualification requirements. See if you qualify.

Bridge & Mini-Perm, Guides & Resources, Investment Property Financing

How Bridge Loans Work for Real Estate Investors (2026 Guide)

Bridge loans give real estate investors fast, flexible capital for acquisitions, value-add deals, and post-construction gaps. Here’s how they work in 2026. Get a quote.